Afterpay Tire Financing

Afterpay may complete a soft credit check when you choose from different payment options or apply for specific features. This soft credit check will not impact your credit score. However, Afterpay does a credit check if you use the Pay Monthly option.

Afterpay does not assist in building credit because it doesn't report payments to credit bureaus. While it can't directly damage your credit, it may report your account to debt collectors. Any late payments could be reported to credit reporting agencies, potentially lowering your credit score.

Yes, you can pay off your balance early. Standard Pay in 4 does not charge interest, so paying early won't save you money on interest; it simply clears your account sooner. However, for monthly plans, paying early will lower the total interest you owe.

To qualify for Afterpay, you must reside in the U.S. You need to be at least 18 years old and possess a valid debit or credit card. Additionally, a valid, verifiable email address and mobile phone number are required, along with authorization to use a U.S.-issued credit card, debit card, or checking account.

If you fail to make payments on time, Afterpay will immediately block you from making additional purchases. A late fee may be applied if an installment is not paid within the specified grace period. Only one late fee is charged per installment, and the total late fees for an order will never exceed 25% of your original order amount.

Yes, standard Afterpay Pay in 4 orders can be made using an eligible credit card from Visa to Mastercard. Buy now, pay later credit cards are not accepted for Pay Monthly orders or orders with certain finance fees.