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Finance & Make Low Monthly Payments

Shop online with PayPal Credit and get 6 months of special financing with purchases over $99.

Finance Your Purchases Now With PayPal Credit

Get approved for PayPal Credit quickly, and enjoy a secure online shopping experience.

  • Decision Made in Seconds

    Receive PayPal Credit by answering a few questions. Decision on your qualification for PayPal Credit is provided within a few seconds.

  • No Annual Fee

    Create your purchase now and pay over time throughout the year with no annual fee. Terms and Conditions apply.*

  • Apply Once

    If you are approved for PayPal Credit, it will be added to your account. Use PayPal Credit with your purchases whenever you need to without card numbers or expiration dates.

Get What You Want Right Now With Acima Leasing

Get approved for Acima Leasing in a couple of steps and enjoy a seamless online shopping experience.

  • Get Yourself Approved in Seconds

    Complete your mobile or online application with Acima Leasing and receive an instant decision. Take a moment to apply online and you could be approved for up to $4,000 dollars instantly.

  • Flexible Payment Options

    Get what you need right now with Acima Leasing and pay for it over time. Use our popular 90 Day Early Purchase Option or Pay off any time during your 12 month Term.

  • Apply Now and Shop Any Time

    Once you're approved with Acima Leasing you can use your approval immediately and get what you need now or use it any time in the next 60 days.

Common Questions

What is PayPal Credit?

PayPal Credit is a digital, reusable credit line. It is available to PayPal users to pay for goods and services offered by thousands of online stores. PayPal Credit can be used anywhere where PayPal is accepted as a payment method.

Why buy with PayPal Credit?

PayPal Credit lets you make purchases now and pay for them over a period of time. Get the same benefits and security as when you are using PayPal.

Am I eligible to buy with PayPal Credit?

In order to see whether you are eligible to purchase using PayPal Credit, apply for the service and get an answer within a few seconds. For PayPal Credit, you only need to apply once and it will be added to your PayPal account after that.

Does using PayPal Credit impact my credit score?

Yes, applying and using PayPal Credit affects your credit score. It will contribute to your payment history and credit utilization rate. You will undergo a hard credit check, which will appear on your credit score and lower it by a few points..

How can I checkout with PayPal Credit?

During the checkout, click on the option for PayPal and select the PayPal Credit as your payment method.

Is using PayPal Credit safe?

Yes, using PayPal Credit is completely safe and secure. It follows the highest standards that many credit card companies follow to ensure protection against theft and fraud by securing user data.

What is PayPal financing?

PayPal finances your purchases by providing a reusable line of credit. This allows you to buy products or services and pay for them over time.

What is Acima Leasing??

Acima is a flexible Lease-To-Own solution that provides you with instant shopping power. Get what you need today and pay over time without needing credit.

Why should you use Acima Leasing?

Acima is an ideal alternative that allows you to get what you need now without requiring a specific credit score.

Who is eligible to use Acima Leasing?

Just meet some basic requirements on the Acima application and get an Instant approval decision.

Does Acima Leasing impact my Credit?

You can expect a soft credit pull right after applying for Acima. It is a soft inquiry that has no impact on your Fico score.

How to proceed at checkout with Acima Leasing?

Once you have all the products added to your cart, proceed to the checkout page and choose Acima Leasing.

Is Acima Leasing safe to use?

Acima Leasing is safe and secure. Acima works with thousands of merchants nationwide and has a 4.6/5 Star rating with Google and a 4.7/5 Star Rating with TrustPilot on thousands of reviews.

What is Acima Leasing?

Acima is a Lease-To-Own solution that enables you to shop online and pay later. Lease $300.00-$4,000 worth of merchandise and make payments until you own it or purchase early at a discount. Either way, it's yours to keep.

*Limitations apply. This program is open only to eligible U.S. PayPal account owners. Once the service is activated, participants may receive up to 12 refunds (up to $30.00 per refund request) per calendar year (January 1 – December 31) on qualifying returns of tangible items returned in accordance with the seller's return policy. Other limitations apply.

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